Chicago, the dynamic Windy City, offers a diverse and exciting real estate landscape. From the iconic skyscrapers of downtown to the historic neighborhoods of Lincoln Park and Hyde Park, Local Jumbo is your trusted partner in finding a mortgage solution that matches the energy of this bustling metropolis.
Chicago boasts an array of affluent areas, including the prestigious Gold Coast and Lincoln Park neighborhoods. These affluent enclaves are known for their luxury homes, cultural attractions, and lakefront living. Additionally, the vibrant neighborhoods of Bucktown and Wicker Park offer a mix of modern living and artistic flair.
Ready to call Chicago home or considering refinancing? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in the Windy City.
Crafting Mortgage Solutions for Chicago’s Varied Homes
Chicago’s real estate market is as diverse as its neighborhoods. Whether you’re drawn to the sleek condos of the Loop, the historic brownstones of Lakeview, or the waterfront residences of Streeterville, our lenders offer mortgage solutions tailored to Chicago’s unique housing landscape.
- Explore a variety of mortgage types for Chicago’s diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for a range of homes, from urban condos to historic townhouses.
- Mortgage plans designed to fit Chicago’s eclectic neighborhoods, from bustling downtown to charming communities.
- Lending expertise to navigate Chicago’s competitive real estate market.
- Competitive rates for both home purchase and refinancing in Chicago’s thriving urban environment.
Aligning Your Mortgage with Chicago’s Lifestyle
In Chicago, where culture, sports, and commerce converge, your mortgage should complement your urban lifestyle. Whether you’re a sports enthusiast, a foodie exploring the city’s culinary scene, or an art lover enjoying world-class museums, our lenders craft mortgage solutions that align with your vision of life in the Windy City.
2024 ILLINOIS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUREAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAMPAIGN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHRISTIAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DE WITT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUPAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDWARDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EFFINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GALLATIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IROQUOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JERSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JO DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANKAKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENDALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASALLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDONOUGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCHENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACOUPIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASSAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOULTRIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEORIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIATT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCK ISLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANGAMON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEPHENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAZEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERMILION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABASH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITESIDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINNEBAGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WOODFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CHICAGO
Neighborhoods
Gold Coast, Streeterville, The Loop, Lincoln Park, Old Town, Bannockburn, Barrington, River North, River West, Lakeview, South Loop, Uptown, Bucktown, Wicker Park & Roscoe Village.
Zip Codes
60654, 60610, 60611, 60614, 60657, 60613, 60605, 60640, 60607, 60622, 60045, 60043, 60093, 60521, 60603 & 60604
Counties
Cook County, Lake County, DuPage County, McHenry County, Monroe County, Kendall County, Will County, Kane County, Woodford County, Sangamon County, McLean County, Peoria County, Grundy County, Scott County & Tazewell County.